Dental Coverage

Keep those pearly whites bright with dental coverage.

Michaels offers you two dental plans administered by Cigna.

The Cigna PPO plan allows you to see any dentist in- or out-of-network, but there is a limit to how much the plan pays for some covered services. You’ll save money when you use a provider in the Cigna Dental network. Visit my.cigna.com to find a network dentist near you.

With the Cigna DHMO plan, you choose a primary care dentist who directs your care. All services are paid on a copay basis. There is no out-of-network coverage with the DHMO plan. Please check my.cigna.com to see if your dentist is in the Cigna DHMO network. Otherwise, you will need to choose a new dentist in the Cigna DHMO network. There are fewer dentists in the Cigna DHMO network than in the Cigna PPO network.

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What You Pay When You Receive Care

Cigna PPO Cigna DHMO
Preventive services1 (Oral Exams, Cleanings, X-rays)
$0 (in-network only) $0
Deductible
Individual: $50
Family: $100
None
Basic services (Fillings, Oral Surgery2, Simple Extractions, Endodontics, Periodontics)
20% after deductible You pay fixed copays according to the plan’s
schedule of benefits. Specialist’s
referral is required under this plan.
Major services (Bridges, Crowns, Dentures)
50% after deductible You pay fixed copays according to the plan’s
schedule of benefits. Specialist’s
referral is required under this plan.
Orthodontia3 (Children Through Age 18 Only)
50%, no deductible You pay fixed copays according to the plan’s
schedule of benefits. Specialist’s
referral is required under this plan.
Annual maximum
$1,800 per person None

1. Out-of-network preventive care is covered 100% up to reasonable and customary amounts.
2. Separate $1,800 lifetime oral surgery maximum.
3. Separate $2,000 lifetime orthodontic maximum.

What the Plans Cost (Biweekly)

Cigna PPO Cigna DHMO
You
$14.12 $5.77
You + Spouse/Domestic Partner1
$32.28 $10.54
You + Child(ren)
$30.26 $10.80
You + Family
$51.45 $16.86

1. By law, if a domestic partner does not qualify as a tax dependent, the cost for his/her benefits cannot be paid pre-tax, and the “value” of Team Member and employer-provided domestic partner contributions is taxable.

Provider

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