Surcharges

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Get the best price for your benefits and avoid potential surcharges when you follow these healthy steps.

Potential Surcharges & Exemptions

2023-2024 Wellness Requirement

If you and your spouse/domestic partner are enrolled in a Michaels full-time medical plan, you each must complete an annual physical between July 1, 2023 and June 30, 2024 to avoid paying a surcharge of $25 per paycheck/$650 for the year per person on your medical premiums beginning in August 2024.

Be Tobacco-Free

If you and/or your spouse/domestic partner use tobacco, including e-cigarettes, and/or non-nicotine vaporizers, a surcharge of $25 per paycheck/$650 for the year will be added to your medical premiums beginning in July.

In order to be considered tobacco-free, you and/or your spouse/domestic partner can’t use tobacco products for at least six (6) months, and you can only change your status during the Open Enrollment period.

Spouse/Domestic Partner Enrolled in Enhanced PPO

You may enroll your spouse/domestic partner who has employer medical coverage available in the Enhanced PPO medical plan. Spouses/domestic partners who are self-employed, on Medicaid/Medicare, or have no employer coverage available are eligible to enroll in ALL medical options with no surcharge.

Important Note

If you think you might not be able to meet a standard for a program, resulting in a surcharge being added to your health plan premiums, you might qualify for an opportunity to avoid the surcharge through other means.

For further assistance, please call 1-855-432-MIKE (6453) and we will work with you – and if you wish, with your doctor – to find a reasonable alternative.

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