Surcharges
Get the best price for your benefits and avoid surcharges when you follow these healthy steps.
2023-2024 Wellness Requirement
If you and your spouse/domestic partner are enrolled in a Michaels full-time medical plan, you each need to complete an annual physical between July 1, 2022 and June 30, 2023 to avoid paying a $25 per paycheck/$650 for the year surcharge per person on your medical premiums beginning in August 2023.
Be Tobacco Free
If you and/or your spouse/domestic partner use tobacco, including e-cigarettes and non-nicotine vaporizers, $25 per paycheck/$650 for the year will be added to your medical premiums beginning in July. You can’t use tobacco products for at least six months to be considered tobacco-free, and you can only change your status during Open Enrollment.
Spouse/Domestic Partner Enrolled in Enhanced PPO
You may enroll your spouse/domestic partner who has employer medical coverage available in the Enhanced PPO medical plan. Spouses/domestic partners who are self-employed, on Medicaid/Medicare or have no employer coverage available are eligible to enroll in ALL medical options with no surcharge.