Voluntary accident insurance provides a range of fixed, lump-sum benefits for injuries resulting from a covered accident.
These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare.
Team Members: All Eligible Full-Time Team Members
Dependents: The Team Member must be enrolled to cover dependents
- Your legal spouse or your domestic partner. Spouse must be under age 70 at date of application.
- Your dependent children from birth to 26 years.
- A person may not have coverage as both a Team Member and Dependent.
Schedule of Benefits
Skin Graft – 25% of benefit payable for Burns
Partial – 25% of full dislocation;
Multiple – 100% of highest dislocation benefit
Chip fracture: 25% of nonsurgical benefit; Multiple fractures: 100% of highest sustained fracture
$2,000 for Abdominal or Thoracic; $1,000 for Ruptured Disc;
to $1,200 Tendon, Ligament, or Rotator cuff
- Portability to Team Member age 70
- FMLA/MSLA Continuation
- Newlywed and Newborn Provision
- 24-hour Travel Assistance Services
Benefits will not be paid for any loss caused by: suicide; war; air travel (except as a passenger on commercial flights); assault/felony; acute or chronic intoxication; voluntary consumption of illegal or controlled substance or prescribed narcotic or drug; or injuries arising out of or in the course of employment for wage or profit.
For a comprehensive list of exclusions and limitations, please refer to the Certificate of Insurance. The Certificate also provides all requirements necessary to be eligible for benefits.
This Plan Highlights is a brief description of the key features of the RSL insurance plan. The availability of the benefits and features described may vary by state. It is not a certificate of insurance or evidence of coverage. Insurance is provided under group policy form LRS-9547-0318, et al.
Contact Team Member Services at 855-432-MIKE (6453), Option 2, about Portability/Conversion information within 31 days of the date your coverage ends. The appropriate forms will be emailed to you.